Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Help me decide bankruptcy or not? - Me and my husband have accumulated debt together about $20,000 he is not working and has been unable to work and now gets social sec. this is the reason for this debt. Since things clear off your credit after a 6-15 years most will be clear with in the next 3 years. We are thinking bankruptcy but were just not sure either way it will be on our credit we just want to be debt free get a house and etc like others can do. any advice? -
