Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Can a company with a lien on your car charge you 30% interest on loan made 5 years ago but charged off ? - We had filed bankruptcy in 2004 and did not realize our car had been used as collateral and that these loansharks had a lien on it. Now the car has been totaled and we need the title to square up with insurance. Yikes! Do we have any way out of this. We borrowed 1200 and they are saying payoff is 2200. -
