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Hey, Roy here, I'd like to talk to you about strategic spending. Probably one of the most fascinating subjects that you could get so bored with. And yet it is the most important matter we actually have to deal with at One Life. It's know your outcome, know your money. Know where ... Be able to count if you will. Now I wanna tell you straight away you don't have to become an accountant, this is very simple. Strategic spending is about being in control of your life. Being in charge of things. And it's about looking at the next 12 months what are you doing to earn, what are you doing to spend? To me it's like a fundamental thing, yet a lot of people have challenges with this in so far as they can't get a handle on it because it's not their area. It's not their area of being you know, expertise if you will. You know I ask in my seminars of those who love accounting and stuff? If I have 100 people there I get one person, two people put their hands up. Money, accounting is not what they love. They want the result, but they don't want to do the work. And it's not us here to try and make you an accountant. There are three things that you really need to do in building your wealth. One is, you need to be operationally capable of creating an income stream. Now we call it operations. We call it about a process if you will. Now some people only have a job and that's what they do. So whereas others have now are building multiple income streams, so they have many income streams. And there's people in business directly, that's their income stream. So whether you got a job, you got a multiple income stream, or you've got two incomes, you got a business, whatever, the other most important part is your marketing. Now in a job you market yourself through a resume. Or you market yourself with your ability or your negotiation skill. In a business you market yourself on the internet, you market yourself as a, advertising, whatever you do. Word of mouth, there's many many different marketing techniques. And again, most people aren't very good at marketing as a general statement. They're usually like butcher baker candlestick makers are good at being a butcher, a baker, or a candlestick maker. But their not necessarily good at marketing their services. So that's obviously pretty important, and it's not the course of this particular discussion. Marketing we deal with at length in our quantum enterprise programing, and others. However, the most important thing, and marketing will bring money in. But the most important as to whether you keep this money is your finance administrational area. If you're like your accounting, your ability to know the numbers. And strategic spending is the beginning of an understanding of that. If you can't do a strategic spending program, I'm gonna tell you, it would be very difficult to run a business of any