https://www.leydencu.org/ - At Leyden Credit Union (LCU), each member is required to maintain a $25.00 savings account and is in turn an owner of the credit union. Because it is not-for-profit, savings rates at LCU are generally higher than those of banks while rates for loan products are generally lower than banks. Fees are significantly lower and profit is returned to members in the form of dividends. For more details, contact us or visit us online.