Personal Finance Steps in Your 30s - as part of the expert series by GeoBeats. Someone that has now moved from their 20s to their 30s and hopefully they have built that foundation. So they already have their savings and they have their emergency account and so on. So now, they want to be accelerating how much they are contributing to their retirement account. And so if they have those other foundations built, they have actually bought a home. They have the 10% in savings, they have the emergency fund. At this point they should be putting 10% into their retirement account. And if by chance, they actually have extra money, they could possibly consider putting money into a child's education fund. But that should be only after they are contributing fully to their retirement. And they should be looking at building their investment. So now their investments are worth more than their savings. So that is where their goal would be, what they should try to achieve in their 30s.
